View our infographics to get insights on emerging payment trends, data breaches and auto finance trends.
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2017 CFPB Annual Report
The Office of Consumer Response hears directly from consumers about the challenges they face in the marketplace, answers their inquiries about consumer financial products and services, brings their concerns to…
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CFPB and FTC Annual Report
In 2017, both the CFPB and the FTC brought or continued enforcement actions addressing harmful debt collection activities in violation of laws set forth by the FDCPA.
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Card Present vs. Card Not Present Transactions
Businesses want streamlined operations and maximum productivity, but sometimes these improvements come at a cost. Payment processing is so synchronized with daily operational costs that the service is easy to…
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Consumers & Mobile Financial Services
Mobile devices, particularly internet-enabled smartphones, are in widespread use. Today, 87 percent of the U.S. population owns a mobile phone, and 77 percent of them have access to the internet. Financial institutions…
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CFPB Monthly Complaint Report – October 2017
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their October 2017 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – July 2017
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their July 2017 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – June 2017
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their June 2017 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – March 2017
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their March 2017 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – December 2016
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their December 2016 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – August 2016
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their August 2016 report reveals which of these lending industries are doing well by their customers, and which are not.
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CFPB Monthly Complaint Report – June 2016
The Consumer Financial Protection Bureau (CFPB) has been fielding complaints about all varieties of consumer loan products since 2012. Their June 2016 report reveals which of these lending industries are doing well by their customers, and which are not.
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Emerging Payment Methods
Like many things, payments continue to evolve, with a goal of providing broader access to payments. And through convenience, people can pay faster than ever before.
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EMV in the United States: A Status Report
October 1, 2015 was the deadline for merchants to equip themselves with EMV-capable payment terminals. Compared to the rest of the world, the United States was the last major market…
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Trends in Auto Financing
The auto finance industry is massive, accounting for nearly $1 trillion in total open balances. It’s been growing, and trends indicate that it will continue to do so.
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How Americans Pay Their Bills
Take a look at how Americans are paying their bills. Did you know that 50% of Americans pay their bills online? In addition, 76% of Americans use multiple methods to pay for their bills, which can include online payments, direct mail, phone and more. On the other hand, checkbook usage is continuing to decline at a steady rate.
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Myth vs. Fact: Mobile Payments
It’s time to rethink mobile payments by putting some of its common myths to rest. By doing so, you can help grow your business while offering your customers an alternative way of paying their bills while still maintaining a high amount of security.
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Convenience Fee Myths Busted
Convenience fees are an easy way to reduce your payment processing costs, yet it’s often one of the most misunderstood. With all the changes in regulation and information you’ve collected, chances are some of what you’ve heard and thought to be true are nothing more than myths.
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Autoscribe’s 27th Anniversary
Autoscribe’s 27th Anniversary: The Road to Success. Since its inception in 1988, Autoscribe Corporation has had a number of meaningful milestones, including a number of exciting product launches in addition to awards that recognized Autoscribe’s various achievements.
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The Basics of Hosted Tokenization
Hosted Tokenization: Learn about the basics behind tokenization – the solution that keeps your customer’s data safe and secure while reducing your compliance risks.
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The Impact of Data Breaches
Data breaches – they certainly aren’t fun. The unfortunate
fact is that they’re becoming more frequent than ever. The larger the data breach, the more it costs the company, which
is usually millions of dollars.
Infographic -The Impact of Data Breaches -
Mobile Payment Trends in the United States
Take a look at mobile strategies that can offer more to customers. Check out details on mobile adoption, mobile usage, mobile payment growth, and mobile-friendly payment services.
