Pay by Text

Increase your rate of response by allowing customers to send payments via text

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Get Paid Faster with Pay by Text Payments

Pay by Text is a convenient solution to allow your business to accept payments via text messaging. In addition, your business can send out texts with payment reminders, receipts, confirmations, and alerts. Over 60% of consumers complete financial transactions using their mobile phones, which makes paying by text the perfect solution.
Payments sent via text use a secure SMS payment gateway. SMS stands for Short Messaging Service, which allows your business to send customers that have opted-in text prompts to initiate bill payments. Customers can respond entering their debit card, credit card, ACH or previously used payment information. The SMS payment gateway securely processes the payment and instantly sends the customer a receipt.

Pay by Text Helps Customers Pay On Time

As solution for paperless billing, customers can easily opt-in to receive texts with due dates and balance information. Text reminders sent via SMS help customers make payments on time and reduce late payments. SMS payment alerts can also be used to let customers know when bills are past due. Overall your customer's satisfaction increases with the most convenient way to pay their bills from anywhere and at any time.
Pay by Text is a secure sms payment gateway that uses PCI and regulatory compliant (meets CFPB and FCC guidance) technology. Payments made through the sms gateway are secure and use hosted tokenization to protect your customer's payment information.

Pay by Text Features

Pay by Text is a sms payment gateway that allows your customers to pay via text message. This new sms payment gateway offers a comprehensive experience built on the PaymentVision Text Messaging Platform. Pay by Text is an interactive text messaging workflow that provides the following key features:
  • Subscription Management and Device Detection
  • SMS Payment Alerts, Reminders and Notifications
  • Make a Payment Functionality within the Text Message
Contact PaymentVision today to learn about leveraging text billing for your business. Our cashless payment solutions provide businesses with more ways for customers to pay 24/7.

Improve your Brand’s Customer Experience

With Pay by Text, your customers can opt-in to receive text messages for receipts, recurring payment alerts, and more.

Easy & Ecofriendly

Our fast and seamless SMS payment processing works just like a regular text message. Give your customers a “paperless” option that’s easy to use.


Payments are tokenized and processed safely through our certified PCI-DSS Level 1 compliant systems.

The Benefits of Pay by Text

It's no secret that most people prefer text/ SMS to phone calls. By offering a pay by text message service, your company gains a distinctive edge over competitors who still require customers to call to make payments or do business. Plus, the ease-of-use with Pay by Text can help improve on-time payment frequency among your customer base.

  • Improves customer satisfaction by providing a convenient way to pay
  • Reduce the number of late payments and collect receivables faster with custom SMS alerts
  • Does not require additional staff to implement
  • An excellent payment solution for entities such as utilities, municipalities, automobile dealerships, collection agencies, nonprofit organizations, and more!

How Pay by Text Works


Customer opts-in to receive text messages from your business regarding their account information


You can send pay by text prompts, and other types of messaging, to customers with outstanding balances


Customers respond to the text to initiate payment using information they have securely stored in their user profile


Within seconds, customers receive a reply text confirming receipt of payment

Request information from one of our payment experts to create better payment experiences for your business.

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