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ACH Debit
An ACH debit occurs when the receiver’s account is debited.
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FACTA (Fair and Accurate Credit Transactions Act)
Passed in 2003, the Fair and Accurate Credit Transactions Act enables consumers to request a free credit report from the top three credit reporting companies. These free credit reports can only occur once every twelve months.
Related Terms
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Business Day
Refers to any weekday with the exception of federal holidays.
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